DISCLAIMER Every effort has been made to accurately represent this product and its potential. There is no guarantee that you will earn any money using the techniques and ideas in these materials. Examples in these materials are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on the person using our product, ideas and techniques. We do not position this product as a “get rich scheme.” Any claims made of actual earnings or examples of actual results can be verified upon request. Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas and techniques mentioned, your finances, knowledge and various skills. Since these factors differ according to individuals, we cannot guarantee your success or income level. Nor are we responsible for any of your actions. Our programs take a lot of work and discipline just like any worthwhile endeavor or professional continuing education program. REFUND In the state of New Jersey, where Curl Daddy and its subsidiaries, divisions and affiliates are headquartered, there is no right to cancel contracts or purchase agreements. Whether you can receive a refund is dependent on the retailer's return and refund policies. As a customer you are responsible for understanding this refund policy upon purchasing any product or services at our website(s). However, we understand that situations may arise in which you feel as though you it is possible you did not make the correct decision. In these cases we offer a buyer’s remorse option which allows a money back guarantee only during the first 24 hours after money has been exchanged for a product, good or service. In order to benefit from this policy you must contact Curl Daddy, its subsidiaries, divisions and affiliates during the first 24 hours after the first payment of a product, good or service and the receipt or proof of purchase. By making a payment you have agreed to our refund policy.